Every situation is different, but many clients start seeing results in as little as 30 to 90 days. Some cases may take several months to complete based on the number of inaccuracies we need to dispute and the complexity of the issues.

Yes. Credit repair is legal and regulated by federal law. Consumers have the right to dispute inaccurate, incomplete, or unverifiable information on their credit reports.

We review inquiries on a case-by-case basis. Only inquiries that appear inaccurate or unauthorized may qualify for a dispute. Accurate inquiries cannot be guaranteed for removal.

We charge $50 per negative item, not monthly fees. You only pay for the items you choose to dispute. There are no long-term contracts or subscriptions.

To begin, you’ll need a valid ID, proof of address, and credit reports from all three bureaus (Equifax, Experian, and TransUnion). Once submitted, we review your information and start the process.